02901dfec7
ADRs: - Update 0008-honor, 0009-courage, 0013-overflow, 0015-plausibility - Add 0017-hosted-coding-assistant-architecture RFCs: - 0032: per-repo AWS profile configuration (draft) - 0033: round-scoped dialogue files (impl + plan) - 0034: comprehensive config architecture (accepted) - 0036: expert output discipline (impl) - 0037: single source protocol authority (draft) - 0038: SDLC workflow discipline (draft) - 0039: ADR architecture greenfield clarifications (impl) - 0040: divorce financial analysis (draft) - 0042: alignment dialogue defensive publication (draft) Spikes: - Read tool token limit on assembled dialogues - RFC ID collision root cause - Expert agent output too long - Judge writes expert outputs - Blue MCP server on superviber infrastructure - Playwright MCP multiple window isolation Dialogues: 16 alignment dialogue records Code: - blue-core: forge module enhancements - blue-mcp: env handlers and server updates - alignment-expert agent improvements - alignment-play skill refinements - install.sh script Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>
8.2 KiB
Divorce Financial Impact Summary
| Prepared for | Attorney Review |
| Date | January 27, 2026 |
| Marriage Date | December 28, 2021 |
| Proposed Divorce Date | January 29, 2026 |
| Duration | 4 years, 1 month |
Prenuptial Agreement Key Provisions
The parties executed a prenuptial agreement prior to marriage. The following provisions govern property division:
| Section | Provision |
|---|---|
| 8a | Property acquired during marriage shall be divided equally (50/50), except appreciation of pre-marital assets |
| 8b | Homestead appreciation divided proportionate to contributions (monetary + in-kind) |
| 8c | Pre-marital assets remain separate property, including appreciation, income, and reinvestment |
| 8d | Joint accounts divided equally |
| 9 | Spousal support/alimony waived by both parties |
Eric's Pre-Marital Assets (Exhibit A - December 2021)
Per the signed prenuptial agreement Exhibit A:
| Asset | Value at Marriage |
|---|---|
| Real Estate - 3736 NE Everett St, Camas, WA | $410,000 (mortgage: $243,110) |
| Real Estate - 2319 SE Ankeny St, Portland, OR | $720,000 (mortgage: $500,972) |
| Vehicles | $10,000 |
| Cryptocurrency (Solana) | $124,458 |
| Chubby Bunny Loan Receivable | $75,000 |
| Kelli Personal Loan Receivable | $20,000 |
| Brokerage (Etrade/Spotify stock) | $4,259 |
| Checking (First Tech) | $34,199 |
| IRA (Betterment) | $8,285 |
| 401k (Vanguard) | $129,849 |
| Net Worth | $764,270 |
Kelli's Pre-Marital Assets (Exhibit B - December 2021)
| Asset | Value at Marriage |
|---|---|
| Checking (Wells Fargo) | $25,000 |
| Net Worth | $25,000 |
Current Asset Summary (January 2026)
Eric's Separate Property (Section 8c - No Division)
| Asset | Current Value | Basis |
|---|---|---|
| UBS Rollover IRA | $260,276.43 | Pre-marital 401k (Vanguard → UBS) |
| UBS Brokerage | $246,011.81 | Pre-marital Spotify stock grants (see below) |
| First Tech Checking | $9,291.51 | Pre-marital account |
| First Tech Savings | $311.31 | Pre-marital account |
| Coinbase Cash | $75.85 | Pre-marital crypto (Solana sold) |
| Vehicles | $10,000 | Pre-marital |
| 2619 56th St S, Gulfport, FL - Equity | $52,069.49 | Down payment traced from pre-marital property sale (see below) |
| Chubby Bunny Loan Receivable | $75,000 | Pre-marital - confirmed outstanding |
| Total Separate Property | $653,036.40 |
Joint/Marital Property (Sections 8a & 8d - 50/50 Division)
| Asset | Total Value | Eric's Share | Kelli's Share |
|---|---|---|---|
| Chase Joint Checking (...1267) | $6,951.12 | $3,475.56 | $3,475.56 |
| ADP 401k (new employer, acquired during marriage) | $26,646.91 | $13,323.46 | $13,323.46 |
| Total Joint Property | $33,598.03 | $16,799.02 | $16,799.02 |
Real Estate Transactions During Marriage
2319 SE Ankeny St, Portland, OR (Pre-Marital - SOLD)
| Item | Value |
|---|---|
| Sale Date | February 3, 2022 |
| Sale Price | $760,000 |
| Prenup Baseline | $720,000 |
| Appreciation | $40,000 |
| Net Proceeds | $206,146.10 |
Classification: Pre-marital asset per Section 8c. All proceeds (including appreciation) are Eric's separate property. Proceeds were deposited to First Tech Credit Union on February 7, 2022.
3736 NE Everett St, Camas, WA (Homestead - SOLD)
| Item | Value |
|---|---|
| Sale Date | July 3, 2023 |
| Sale Price | $410,000 |
| Prenup Baseline | $410,000 |
| Appreciation | $0 |
| Net Proceeds | $166,961.43 |
Classification: This was the marital homestead per Section 8b. However, since there was zero appreciation, Kelli's proportionate share of appreciation is $0.
2619 56th St S, Gulfport, FL (Acquired During Marriage)
| Item | Value |
|---|---|
| Purchase Date | July 2022 |
| Original Mortgage | $551,200 |
| Current Mortgage Balance | $521,030.51 |
| Estimated Market Value | $573,100 (Zillow) |
| Current Equity | $52,069.49 |
Down Payment Tracing: Bank statements confirm the down payment was funded by proceeds from the Ankeny property sale:
- Feb 7, 2022: Wire deposit from First American Title ($197,553.53) into First Tech
- Jul 12, 2022: Wire withdrawal to Fidelity National Title of Florida for 2619 purchase
Per Section 8c, pre-marital assets remain separate property "including reinvestment." Since the down payment was traced from pre-marital property sale proceeds, and current equity ($52,069.49) is less than the original down payment, 100% of the equity is Eric's separate property.
Kelli's share of 2619 56th St S: $0
Spotify Stock Options Analysis
Eric held multiple Spotify stock option grants. ALL grants were awarded BEFORE the December 28, 2021 marriage.
| Grant Date | Grant # | Type | Classification |
|---|---|---|---|
| 01/01/2010 | 5230 | ISO | Pre-marital |
| 12/01/2016 | NQ7955 | NQ | Pre-marital |
| 03/01/2019 | NQ5293 | RSU | Pre-marital |
| Pre-2021 | MM006808 | NQ | Pre-marital |
Critical Distinction: Grant Date vs. Vesting Date
The 1099-B tax documents show "Date Acquired" which is the vesting date (when shares became Eric's property), NOT the grant date (when Spotify awarded the options). Per Section 8c, the grant date determines classification.
Evidence that ALL grants were pre-marital:
- 2016 Spotify USA Benefits Summary confirms Eric's employment at Spotify in 2016
- Spotify Share Register (Folio 1780) shows shares inscribed July 27, 2017
- Eric left Spotify in 2023; no new grants could have been awarded that year
- Grant MM006808 vested during marriage, but was AWARDED before marriage
Conclusion: The UBS Brokerage ($246,011.81) contains proceeds from pre-marital Spotify stock grants. Per Section 8c, this is Eric's separate property.
Kelli's share of Spotify stock: $0
Outstanding Loans
Kelli Personal Loan
Per Exhibit A, Eric loaned Kelli $20,000 prior to marriage. This loan remains outstanding and unpaid. This amount should be offset against Kelli's settlement share.
Chubby Bunny Loan
Eric holds a $75,000 loan receivable from Chubby Bunny (third party). This is Eric's separate property per Section 8c.
Settlement Calculation
Summary of Property Division
| Category | Eric | Kelli |
|---|---|---|
| Separate Property (Section 8c) | $653,036.40 | — |
| 50% of Joint Property (Sections 8a/8d) | $16,799.02 | $16,799.02 |
| Subtotal | $669,835.42 | $16,799.02 |
| Kelli Loan Offset ($20,000) | +$20,000.00 | -$20,000.00 |
| Final Settlement | $689,835.42 | -$3,200.98 |
Settlement Outcome
Kelli's share of marital property ($16,799.02) is less than the $20,000 pre-marital loan she owes Eric. After offset, Kelli owes Eric $3,200.98.
Alternatively, Eric may choose to forgive the remaining loan balance.
Total Assets Verification
| Component | Value |
|---|---|
| Eric's Separate Property | $653,036.40 |
| Joint/Marital Property | $33,598.03 |
| Total Current Assets | $686,634.43 |
Settlement verification: $653,036.40 + $33,598.03 = $686,634.43 ✓
Alimony/Spousal Support
Per Section 9 of the prenuptial agreement, both parties waived spousal support/alimony.
Key Documents Referenced
- Prenuptial Agreement with Exhibits A and B (December 2021)
- ALTA Settlement Statement - 2319 SE Ankeny St (February 3, 2022)
- Closing Statement - 3736 NE Everett St (July 3, 2023)
- First Tech Credit Union Statements (February 2022, July 2022)
- Etrade Stock Plan Tax Documents (2021, 2023, 2024)
- 2016 Spotify USA Benefits Summary (confirms pre-marital employment)
- Spotify Technology Share Register - Folio 1780 (shows shares inscribed July 27, 2017)
- Current account statements from UBS, ADP, First Tech, Chase, Coinbase, Cenlar FSB
Outstanding Items
| Item | Status |
|---|---|
| Kelli's assets acquired during marriage | Unknown - may increase joint pool |
| Current market appraisal for 2619 56th St S | Using Zillow estimate ($573,100) |
| Chubby Bunny loan collectability | Confirmed outstanding |
This summary is for informational purposes and attorney review. It does not constitute legal advice.